Kiran S N

When the RBI cuts interest rates, home loan borrowers usually expect one thing. A lower EMI. Banks are happy to offer that. A smaller monthly payment feels like relief. But very few borrowers pause to ask a more important question. Is this actually the best way to use a rate cut?

Smallcaps are heading into 2026 after a volatile but rewarding decade. But with over 25 funds in the category and each swinging harder than the benchmark it is not enough to look at short term returns or recent hype. So we filtered the entire smallcap universe based on two core metrics that genuinely matter: Return Consistency 3,5, 10 Year Returns vs Benchmark Risk Efficiency Sharpe Ratio plus Standard Deviation

It sounds like the perfect idea. Buy gold with just a few taps on your phone, skip the jeweller, and own pure 24K gold stored safely in a vault somewhere. That is the promise of digital gold, and it has taken India by storm.