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India's mutual fund industry has quietly crossed another milestone. As of July 2026, industry-wide assets under management (AUM) touched ₹85.76 lakh crore, according to data from the Association of Mutual Funds in India (AMFI) up nearly six-fold from ₹15.18 lakh crore just a decade earlier, in July 2016. The Securities and Exchange Board of India's (SEBI) own Annual Report for 2025-26 puts average AUM for the year at ₹73.7 lakh crore, a 12.2% year-on-year increase, with activ

Most seasoned mutual fund investors don't pick one fund and stop there. They build a portfolio in two layers. The first layer, called the core, is made up of diversified equity funds meant to be held for years, forming the bulk of the portfolio. The second layer, the satellite, is a smaller allocation to funds with a sharper, more tactical purpose a specific theme, sector, or asset class that can add extra return or act as a hedge, without derailing the whole portfolio if it

If you've bought a mutual fund in India, you've likely seen two versions of the same scheme: a Direct Plan and a Regular Plan. Both invest in the same portfolio of stocks or bonds, managed by the same fund manager. The only structural difference is cost, and cost compounded over years is a bigger deal than most investors realise. This raises a fair question: if a direct plan is cheaper, does that automatically mean it earns you more money? The short answer is yes, in a mechan

That first salary credit is exciting and it's also the best time to set financial habits that compound for years. Most young earners focus only on how much they make, not how well they organise it. Here are five practical steps that make the difference between money that just passes through your account and money that actually starts working for you. 1. Three Bank Accounts A single account trying to hold your income, your savings, and your monthly expenses at once makes it ha

How different investments have preserved and grown real wealth over the last five years. Horizon ≈ 5 years · 2020–2025 Currency INR Measure CAGR, point-to-point Inflation quietly erodes wealth: money left idle loses purchasing power every year. Between FY2021 and FY2025, India's consumer price inflation averaged roughly 5.5%, so any asset returning less than that lost real value. Over this five-year window, several asset classes cleared that bar comfortably. Indian equi

Foreign investors putting money into India are getting a string of tax breaks this year. It started with an emergency order in June and has since grown into a full bill in Parliament. Together, these changes touch government bonds, offshore fund managers, electronics companies and even the diamond trade. Here's a simple breakdown of what happened, why the government moved so quickly, and what it could mean going forward. Why the government acted The trigger was a rough patch

Introduction If you live in the UAE or Singapore and earn income from India such as dividends from Indian shares, interest on NRI deposits, rental income, or capital gains you may worry about paying tax twice. This can happen because India taxes the income where it is earned, while your country of residence may also tax the same income. To prevent this, India has signed Double Taxation Avoidance Agreements (DTAAs) with both the UAE and Singapore. These agreements ensure that

Discover four government schemes—PMMY, Stand-Up India, PMEGP, and SAMRIDH—that help Indian entrepreneurs access funding, loans, and startup support.

A simple guide to how digital tokens are changing the way we own bonds, real estate and cash Imagine being able to buy a small slice of a commercial building in Mumbai, or a piece of a government bond, for the price of a dinner out and having that ownership recorded instantly and safely on a digital system that cannot be tampered with. This is the basic idea behind tokenization, one of the biggest shifts underway in global and Indian finance today. Tokenization is not crypto

The Government of India offers several social security schemes that provide affordable insurance, healthcare, and retirement benefits for every citizen. This guide explains four essential schemes—Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY), and Ayushman Bharat PM-JAY—covering their eligibility, benefits, and why they are important for your family's financial security.

Learn how the SHANTI Act transforms India's nuclear sector, enabling private investment, boosting clean energy, and reshaping the future of atomic power.

A simple guide to India's National Pension System how it works, who can join, the tax benefits, and what to keep in mind before you invest. What is NPS? The National Pension System (NPS) is a retirement savings scheme backed by the Government of India and regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It was originally created for government employees, but today almost anyone can join salaried employees, self-employed individuals, minors (through

FCNR(B) deposits let NRIs earn tax-free interest in US dollars while protecting savings from currency fluctuations. This guide explains how FCNR(B) accounts work, their benefits, eligibility, interest rates, tenure options, tax implications, and why they are considered one of the safest dollar-denominated investment choices for Indians living abroad.

India's retail inflation climbed to 4.38% in June 2026, its highest level in 18 months, as a delayed monsoon sent vegetable prices soaring and global energy costs fed through to transport. The RBI held rates steady but raised its own inflation forecast — signalling more price pressure ahead.

SBI Funds Management's ₹11,693-crore IPO is the largest of 2026 and a textbook case of what an offer-for-sale actually means for a business versus its shareholders. On July 14, 2026, SBI Funds Management Limited, the company behind SBI Mutual Fund, India's largest asset manager by AUM, opens the country's biggest IPO so far this year. The headline number is ₹11,692.91 crore, priced in a band of ₹545 to ₹574 a share, with listing on the NSE and BSE around July 21.

India recorded its highest-ever June vehicle sales in 2026, with 2.557 million registrations and passenger car sales surging nearly 29%. But behind the record numbers lie three major trends: rapid growth in EVs, hybrids, and CNG vehicles, renewed concerns over E20 petrol's impact on older cars, and rising unsold dealer inventory. Here's what these developments mean for consumers, the auto industry, and investors.

Kerala's healthcare sector is witnessing a historic ownership shift as global private equity firms like KKR, Blackstone, and TPG invest over ₹50,000 crore in leading hospital chains. This data-backed analysis explores the major deals, why investors are targeting Kerala, the opportunities for healthcare expansion, and the growing concerns over affordability, consolidation, and the future of patient care.

In a landmark deal that rewrites India's port investment story, Switzerland-based MSC Group — the world's largest container shipping company — has acquired a 49% stake in Vizhinjam International Seaport, Kerala, for ₹13,000 crore. The investment, made through MSC's terminal investment arm TiL, is a partnership with Adani Ports and Special Economic Zone (APSEZ), India's largest integrated transport operator.

If you've glanced at the business pages this week, you might have noticed a string of unusually upbeat headlines about the Indian economy. Industrial output is growing faster than expected, Moody's says the country's credit rating is safe, and one of the government's top economic voices is talking about 8% growth like it's actually within reach. Taken together, these stories paint a picture of an economy that's not just holding up under global pressure but quietly building mo

Imagine logging into your trading app one morning and finding that a stock you've held for years can't be sold anymore. The shares are still sitting in your demat account, but they're frozen. No buyer, no exit, no payout. And the value? Zero. That's exactly what happened to roughly 6.48 lakh shareholders of Jaiprakash Associates Limited (JAL) when the stock was delisted from the BSE and NSE on June 18, 2026. If you're wondering how a once-prominent company can vanish from the