Mutual Fund

Indian markets have fallen back to 2024 levels. The Nifty 50 is now at about 22,422 and the Sensex at about 71,910, its lowest close since March after four straight losing sessions. These are levels last seen in early 2024: on 1 January 2024 the Sensex touched about 72,500 and the Nifty about 21,800. From the record highs of late 2025 (about 86,000 on the Sensex and 26,300 on the Nifty), the indices are down roughly 16% and 15%. This article explains what is behind the declin

Being middle class in India is often treated as a ceiling a comfortable plateau between rent, EMIs and the next salary credit. In reality, it is a starting line. What separates a household that stays on the plateau from one that climbs off it is rarely the size of the paycheque ; it is where that paycheque is directed every month. This playbook lays out six practical moves from choosing the right assets to using calculators before committing money that middle class earners i

On 24 September 2026, the National Stock Exchange (NSE) lists on the BSE. This is a big moment NSE is the exchange where most Indians buy their first stock or mutual fund unit, and it has waited almost ten years to list. Its ₹22,562 crore share sale got 5.7 times more bids than shares on offer, Just two months earlier, on 21 July, SBI Funds Management the company that runs SBI Mutual Fund, India's biggest asset manager listed too. So two companies at the heart of how Indians

On September 16, 2026, the US Federal Reserve raised its benchmark federal funds rate by 25 basis points to a target range of 3.75%–4.00% its first increase since 2023. The Federal Open Market Committee's decision was unanimous, a 12–0 vote, marking a shift from the split 9–3 outcome at July's meeting, when three regional Fed presidents had already pushed for tightening. Fed Chair Kevin Warsh described the US economy as “expanding at a solid pace” but flagged that inflation “

India's mutual fund industry has quietly crossed another milestone. As of July 2026, industry-wide assets under management (AUM) touched ₹85.76 lakh crore, according to data from the Association of Mutual Funds in India (AMFI) up nearly six-fold from ₹15.18 lakh crore just a decade earlier, in July 2016. The Securities and Exchange Board of India's (SEBI) own Annual Report for 2025-26 puts average AUM for the year at ₹73.7 lakh crore, a 12.2% year-on-year increase, with activ

Most seasoned mutual fund investors don't pick one fund and stop there. They build a portfolio in two layers. The first layer, called the core, is made up of diversified equity funds meant to be held for years, forming the bulk of the portfolio. The second layer, the satellite, is a smaller allocation to funds with a sharper, more tactical purpose a specific theme, sector, or asset class that can add extra return or act as a hedge, without derailing the whole portfolio if it

If you've bought a mutual fund in India, you've likely seen two versions of the same scheme: a Direct Plan and a Regular Plan. Both invest in the same portfolio of stocks or bonds, managed by the same fund manager. The only structural difference is cost, and cost compounded over years is a bigger deal than most investors realise. This raises a fair question: if a direct plan is cheaper, does that automatically mean it earns you more money? The short answer is yes, in a mechan

That first salary credit is exciting and it's also the best time to set financial habits that compound for years. Most young earners focus only on how much they make, not how well they organise it. Here are five practical steps that make the difference between money that just passes through your account and money that actually starts working for you. 1. Three Bank Accounts A single account trying to hold your income, your savings, and your monthly expenses at once makes it ha

How different investments have preserved and grown real wealth over the last five years. Horizon ≈ 5 years · 2020–2025 Currency INR Measure CAGR, point-to-point Inflation quietly erodes wealth: money left idle loses purchasing power every year. Between FY2021 and FY2025, India's consumer price inflation averaged roughly 5.5%, so any asset returning less than that lost real value. Over this five-year window, several asset classes cleared that bar comfortably. Indian equi

India's retail inflation climbed to 4.38% in June 2026, its highest level in 18 months, as a delayed monsoon sent vegetable prices soaring and global energy costs fed through to transport. The RBI held rates steady but raised its own inflation forecast — signalling more price pressure ahead.

SBI Funds Management's ₹11,693-crore IPO is the largest of 2026 and a textbook case of what an offer-for-sale actually means for a business versus its shareholders. On July 14, 2026, SBI Funds Management Limited, the company behind SBI Mutual Fund, India's largest asset manager by AUM, opens the country's biggest IPO so far this year. The headline number is ₹11,692.91 crore, priced in a band of ₹545 to ₹574 a share, with listing on the NSE and BSE around July 21.

Kerala's healthcare sector is witnessing a historic ownership shift as global private equity firms like KKR, Blackstone, and TPG invest over ₹50,000 crore in leading hospital chains. This data-backed analysis explores the major deals, why investors are targeting Kerala, the opportunities for healthcare expansion, and the growing concerns over affordability, consolidation, and the future of patient care.

Quick Scorecard: The Three Giants All three funds invest predominantly in the top 100 companies by market cap. But they differ significantly in benchmark, manager style, inception vintage, and how aggressively they pursue alpha. Here's the headline picture. Key observation: Nippon India delivers the highest 5-year returns (17.08%), significantly outpacing its benchmark (12.77%) and peers. ICICI Prudential leads in 10-year and since-inception returns among all three (14.14% ov

A close look at Parag Parikh Flexi Cap Fund, what it owns, how it thinks, and why it has built lasting wealth for patient investors. Here is something most investors do not realise. When you put money into Parag Parikh Flexi Cap Fund, you are not just buying Indian stocks. You are also quietly becoming part owner of Google, Amazon, Meta, and Microsoft. It is one of the very few Indian mutual funds that lets a regular investor invest in the world's biggest technology giants al

A closer look at Bandhan Small Cap Fund, how it has beaten its benchmark by a wide margin, and whether it deserves a place in your portfolio. If you had put ₹10,000 into the Bandhan Small Cap Fund the day it launched in February 2020, you would be sitting on ₹40,564 today. The same amount in the small-cap index would have grown to just ₹28,388. In a category where most funds either crash spectacularly or barely keep up with their benchmark, this kind of consistent outperforma

The Securities and Exchange Board of India (SEBI) is trying to make possible. In a recent proposal, the regulator has introduced the idea of mutual fund investments through prepaid gift instruments (PPIs), essentially turning mutual funds into something you can gift like a voucher.

Diving into the "why" behing the underperfomance

Balanced Advantage Funds dynamically adjust their exposure depending on market valuations, volatility, and macroeconomic conditions.

When the IT sector plunged nearly 20%, most technology mutual funds followed the fall. But three funds: Edelweiss, Invesco, and WhiteOak managed to stay surprisingly resilient. A closer look at their portfolios reveals what sets them apart.

A study on the Multi-factor funds in India.