Economy

The threat of a 500% tariff on Indian exports to the United States has sent shockwaves through India’s financial markets. What began as a geopolitical trade dispute quickly spilt into Indian financial market, triggering a sharp sell-off in equities, pressuring the rupee, and pushing export-heavy industries into deeper stress. This is no longer just a policy headline; it has become a material economic risk for markets and manufacturers alike.

Food inflation remained a key economic concern in 2025, particularly in India, where food accounts for a large share of household expenditure. After periods of sharp volatility in earlier years, 2025 stood out as a year of gradual normalisation. This moderation was driven largely by strong agricultural output, comfortable buffer stocks, favourable weather conditions, and policy measures aimed at stabilising both supply and prices.

The year 2025 was not a blockbuster year for equity markets - but it was an important one. For India, it marked a phase of consolidation, resilience, and structural strengthening, even as global markets grappled with high interest rates, geopolitical tensions, and uneven growth. Rather than a sharp rally, Indian equities delivered measured, earnings-led returns, standing out within a fragmented emerging-market landscape.

If you follow financial news, you’ve likely seen the buzz surrounding "stablecoins" and the "Digital Rupee." To the casual observer, they might seem like the same thing, digital tokens that live on a phone. In a recent keynote address, RBI Deputy Governor Shri T. Rabi Sankar laid out a compelling case for why India is leaning into its own Central Bank Digital Currency (CBDC) while remaining deeply sceptical of stablecoins. Here is a breakdown of why this choice matters for th

In 2025, the stock markets of India and Pakistan - two neighbouring South Asian economies - told sharply different stories. While Pakistan’s equity market stunned investors with a powerful rally, India’s market slowed after a strong previous year. The contrast highlights how emerging markets, even within the same region, can move in very different directions depending on valuations, capital flows, and policy signals.

Insurance laws don’t usually make headlines, but the Insurance Amendment Bill 2025 is different. It quietly reshapes how insurance companies operate in India, how they raise money, how agents are regulated, and how policyholders are protected. If you own an insurance policy or plan to buy one, this Bill matters more than you might think. Let’s break it down in simple terms. The Big Headline: 100% Foreign Investment Allowed The most talked-about change is the decision to allow

If you glanced at the news headlines, you probably saw a number that looked too good to be true. According to the latest government press release, India’s headline inflation rate for November 2025 is 0.71%. On paper, this is amazing news. It suggests that prices are barely moving. Compared to this time last year, when inflation was over 5%, we seem to be living in a completely different economic landscape. But if you are nodding your head thinking, "My bank account definitely

In a world marked by economic volatility and geopolitical tensions, it’s easy to get swept up in global uncertainty. However, India’s economic resilience continues to stand out, making it an attractive destination for investors. Despite external challenges, including trade disruptions and rising tariffs, India’s strong domestic demand, robust growth trajectory, and ongoing reforms offer a compelling case for why investors should stay bullish. Let’s take a closer look at the l

For decades, banks have been the undisputed kings of the financial world. They held the vaults, issued the credit, and kept the ledgers. But as highlighted in a recent address by RBI Deputy Governor Shri T. Rabi Sankar, the ground is shifting beneath their feet. Technology is no longer just a tool to make banking faster; it is rewriting the very definition of what a bank is. While India has seen massive success with public infrastructures like UPI, this digital revolution has

Why India’s Rupee Is Plunging to Record Lows

To understand where the future is headed, follow the money. In India, the money trail is leading directly to the sun, the wind, and the electric grid. According to the latest RBI report, something unprecedented is happening in the Indian banking sector. While credit to most industries grows steadily, loans to the renewable energy sector just recorded triple-digit growth in September 2025. So, why are Indian banks suddenly throwing their weight behind green energy, and what do

If you’ve been tracking the Indian stock market recently, you’ve likely noticed a distinct shift in sentiment. After a period of volatility, the bulls made a decisive comeback in October and November. But what exactly flips the switch? Was it domestic strength, global cues, or just market noise? According to the latest RBI Bulletin, it wasn’t just one factor; it was a convergence of favourable global tides and strong domestic fundamentals. Let’s dive into what fueled the rall

A recent report published by Crisil, a leading S&P Global company, has brought India's trade dynamics into sharp focus, revealing that the nation's merchandise trade deficit widened to a record high of $41.7 billion in October 2025. This development stems from a dual challenge: a significant contraction in exports coupled with a sustained surge in imports. This analysis breaks down the key findings from the Crisil report to provide a balanced perspective on the current trade

The Economist made an interesting observation this week. It says that apart from the pandemic slump in 2020, the world hasn’t really had a “normal” recession since the 2008 financial crisis. And even after COVID, the global economy has been growing at roughly 3% a year since 2022. Unemployment is low. Company profits are solid. So it almost feels like we’re living through a “recession recession” or a world where recessions have gone missing.

We all know and love UPI. It has made digital payments a part of our daily lives. But have you ever wondered what comes next? What does the future of money in India look like? Based on a recent speech by the Governor of the Reserve Bank of India, we can get a glimpse into the exciting possibilities being explored. These aren't happening tomorrow, but they represent a powerful vision for a simpler, smarter, and safer financial future. Here are five potential game-changers that

The latest report card for India's industrial sector is out, and it paints a picture of steady, resilient growth. According to new data from the National Statistics Office, the Index of Industrial Production (IIP), think of it as a health check for our nation's factories, mines, and power plants, grew by a solid 4.0% in September 2025 compared to the same month last year. This consistent performance, matching the growth seen in August, suggests that our industrial engine is

Artificial Intelligence isn't just a sci-fi concept anymore. It's in the phone you unlock with your face, the chatbots you talk to online, and increasingly, it's shaping the future of your personal finance. From how you manage your digital wallet to applying for a loan, AI is set to change everything in the world of banking. But when it comes to our money, innovation is only half the story. The other, more important half, is trust. This is the big question that financial lead

India’s automotive industry is shifting gears powered by GST 2.0 tax reforms, record-breaking festive sales, and a fast-accelerating EV transition. Here’s a deep dive into the forces driving the next decade of mobility and investment opportunities.

Imagine this: you’re at an auction, and the bidding is happening at lightning speed. The price of everything keeps climbing higher and higher. It’s exciting at first, but then you start to wonder, how long can this last before things go out of control? That’s what was happening in India’s unsecured lending sector in 2023. Loans were being given out faster than ever, with little thought to the consequences down the road. It felt like the good times would never end. But just li

India’s journey towards economic growth is often talked about with optimism. Yet, the conversation is typically centred around the challenge of rising income inequality, commonly referred to as the “K-shaped recovery”(a post-pandemic trend where the wealthy recover quickly while the poor stagnate or decline). But a recently released government survey, the Household Consumption Expenditure Survey (HCES) 2022-23, challenges this narrative, suggesting that when it comes to actu