For decades, banks have been the undisputed kings of the financial world. They held the vaults, issued the credit, and kept the ledgers. But as highlighted in a recent address by RBI Deputy Governor Shri T. Rabi Sankar, the ground is shifting beneath their feet. Technology is no longer just a tool to make banking faster; it is rewriting the very definition of what a bank is. While India has seen massive success with public infrastructures like UPI, this digital revolution has

To understand where the future is headed, follow the money. In India, the money trail is leading directly to the sun, the wind, and the electric grid. According to the latest RBI report, something unprecedented is happening in the Indian banking sector. While credit to most industries grows steadily, loans to the renewable energy sector just recorded triple-digit growth in September 2025. So, why are Indian banks suddenly throwing their weight behind green energy, and what do

Think of it as a home loan in reverse. Instead of you paying EMIs to a bank, the bank pays you either monthly, quarterly, or as a lump sum against the value of your house or apartment.

Over the past five years, India's banking landscape has quietly transformed. While term deposits continue to grow, the balance of where people choose to park their savings is shifting. This post explores the reasons behind this trend, what it means for depositors, and why your money remains safe, regardless of where you bank.