Being middle class in India is often treated as a ceiling a comfortable plateau between rent, EMIs and the next salary credit. In reality, it is a starting line. What separates a household that stays on the plateau from one that climbs off it is rarely the size of the paycheque ; it is where that paycheque is directed every month. This playbook lays out six practical moves from choosing the right assets to using calculators before committing money that middle class earners i

The Economist made an interesting observation this week. It says that apart from the pandemic slump in 2020, the world hasn’t really had a “normal” recession since the 2008 financial crisis. And even after COVID, the global economy has been growing at roughly 3% a year since 2022. Unemployment is low. Company profits are solid. So it almost feels like we’re living through a “recession recession” or a world where recessions have gone missing.