Imagine this: you’re at an auction, and the bidding is happening at lightning speed. The price of everything keeps climbing higher and higher. It’s exciting at first, but then you start to wonder, how long can this last before things go out of control? That’s what was happening in India’s unsecured lending sector in 2023. Loans were being given out faster than ever, with little thought to the consequences down the road. It felt like the good times would never end. But just li

The Reserve Bank of India kept the repo rate unchanged at 5.50% in its Oct 1, 2025 MPC meeting, a pause that looks comfortable given falling inflation and surprisingly firm growth. India’s GDP forecasts were nudged up and headline inflation trimmed, so the bank chose to wait and watch rather than rush into easing.

When it comes to the Indian economy, the story right now feels like a mix of sunshine and clouds. On one side, we’ve got good news, like a healthy monsoon, lower inflation, and even an international thumbs-up in the form of a rating upgrade (“BBB-” to “BBB”, S&P Global Ratings). On the other hand, there are some nagging worries, from sluggish industries at home to uncertain trade policies abroad, especially with the US. The Reserve Bank of India’s latest bulletin (August 2025

For every 10% rise in global crude oil prices, India’s inflation could rise by 0.2%.

Long-duration debt funds invest in bonds with extended maturities. These bonds are highly sensitive to changes in interest rates.

The RBI has surprised everyone with a sharp 50 bps repo rate cut, the steepest in five years. This move could lower your EMIs, impact loan rates, and give a boost to the Indian economy. Here’s what it means for you.