India's mutual fund industry has quietly crossed another milestone. As of July 2026, industry-wide assets under management (AUM) touched ₹85.76 lakh crore, according to data from the Association of Mutual Funds in India (AMFI) up nearly six-fold from ₹15.18 lakh crore just a decade earlier, in July 2016. The Securities and Exchange Board of India's (SEBI) own Annual Report for 2025-26 puts average AUM for the year at ₹73.7 lakh crore, a 12.2% year-on-year increase, with activ

Most seasoned mutual fund investors don't pick one fund and stop there. They build a portfolio in two layers. The first layer, called the core, is made up of diversified equity funds meant to be held for years, forming the bulk of the portfolio. The second layer, the satellite, is a smaller allocation to funds with a sharper, more tactical purpose a specific theme, sector, or asset class that can add extra return or act as a hedge, without derailing the whole portfolio if it

That first salary credit is exciting and it's also the best time to set financial habits that compound for years. Most young earners focus only on how much they make, not how well they organise it. Here are five practical steps that make the difference between money that just passes through your account and money that actually starts working for you. 1. Three Bank Accounts A single account trying to hold your income, your savings, and your monthly expenses at once makes it ha