Personal Finance

As living costs soar, many middle-aged private-sector employees in India are falling behind in retirement planning. This post explores why nearly half of them contribute little to their retirement funds, the limitations of traditional pension schemes, and how mutual funds, especially SIPs, can offer a more secure financial future. Are you doing enough to retire comfortably?

The goal isn’t more money. The goal is living life on your own terms.

SWP (Systematic Withdrawal Plan) lets you withdraw a fixed amount regularly (monthly, quarterly, or weekly) from your mutual fund investment without immediately touching the entire principal amount.